B0032 Daily Life / Daily Life

Opening a Bank Account

银行开户

对话 Dialogue

A
说话人 A

Next, please. May I help you, sir?

下一位,请。先生,有什么能帮您的吗?

B
说话人 B

Hello, yes, I’d like to open a bank account.

你好,是的,我想开一个银行账户。

A
说话人 A

Certainly, I can help you with that. What type of account would you like to open? A chequing or a savings account?

当然可以,我可以帮您办理。您想开哪种账户?支票账户还是储蓄账户?

B
说话人 B

What What features do they offer?

它们有什么功能?

A
说话人 A

Well, if you just take a look here, see, with our chequing account, you can have unlimited daily transactions for a small monthly fee, and our savings account has a higher interest rate, but you must carry a minimum balance of $10,000 dollars.

嗯,您看这里,我们的支票账户每月只需支付少量月费即可享受无限次日常交易,而储蓄账户利率更高,但必须保持一万美元的最低余额。

B
说话人 B

I see, well, I think I’m more interested in a chequing account; I like to have easy access to my money.

我明白了,嗯,我想我对支票账户更感兴趣;我喜欢能随时取用我的钱。

A
说话人 A

Alright, then, with this chequing account you’ll be issued a debit card and a cheque book. Will you require overdraft protection? There is an extra fee for that.

好的,那么办理这个支票账户后,您会收到一张借记卡和一本支票簿。您需要透支保护吗?这项服务需要额外收费。

B
说话人 B

No, that won’t be necessary.

不,不需要。

A
说话人 A

In that case, I’ll get you to fill out this paperwork; I’ll need your social insurance number, and two pieces of government ID. If you could just sign here, and here, and here; we’ll be all set. Would you like to make a deposit today?

这样的话,我请您填写一下这些表格;我需要您的社会保险号以及两份政府签发的身份证件。请您在这里、这里和这里签名;这样就可以了。今天您要存款吗?

B
说话人 B

Yes, I’d like to deposit one billion dollars.

是的,我想存十亿美元。